News and Articles

BNM: Standardised Base Rate to be used as reference rate for retail floating-rate loans from August 2022

In August 2021, Bank Negara Malaysia (BNM) has released the revised Reference Rate Framework that will take effect from Aug 1, 2022, under which the Standardised Base Rate will replace the Base Rate (BR) as the reference rate for new retail floating-rate loans. The...

How will OPR affect your home loan?

Bank Negara Malaysia has reduced the Overnight Policy Rate (OPR) for the fourth time in 2020 by another 25 basis points (bps) to 1.75% due to the COVID-19 outbreak. This is the lowest value in over 15 years. Let’s take a look at how it will affect your home loan....

First Time Home Buyer Guide

Bank Negara Malaysia has reduced the Overnight Policy Rate (OPR) for the fourth time in 2020 by another 25 basis points (bps) to 1.75% due to the COVID-19 outbreak. This is the lowest value in over 15 years. Let’s take a look at how it will affect your home loan....

The best time to buy your first home

In August 2021, Bank Negara Malaysia (BNM) has released the revised Reference Rate Framework that will take effect from Aug 1, 2022, under which the Standardised Base Rate will replace the Base Rate (BR) as the reference rate for new retail floating-rate loans. The...

Home Loan Calculator

In August 2021, Bank Negara Malaysia (BNM) has released the revised Reference Rate Framework that will take effect from Aug 1, 2022, under which the Standardised Base Rate will replace the Base Rate (BR) as the reference rate for new retail floating-rate loans. The...